Investment Management

Once you have built a base of investment capital you want to ensure that it is managed to meet your investment objectives in line with your risk tolerance. And you want to maximize your after-tax return on equity given your objectives and comfort with investing.

We believe in taking the time to develop an overall investment plan encompassing a full knowledge of your financial goals and resources, ensuring that your assets are most tax- effectively structured and managed, and selecting and managing the best investment professionals available.

Through Kerr Financial Advisors Inc., we offer the following investment management services:

Tax Effective Investment Management Service - This involves:

• Working with you to define your financial and investment objectives, and understand your overall financial situation.
• Developing a strategic investment policy statement which assesses investment risk parameters, rates of return, liquidity requirements, time horizon and the impact of taxation to improve portfolio performance and achieve personal goals.
• Identifying investment strategies that emphasize diversification, long-term growth and tax effective allocation of assets.
• Selecting the best professional investment management and custodial services to meet your needs and monitoring your managers to ensure they stay on track.
• Providing detailed consolidated quarterly reporting focusing on strategies employed by each manager and how they complement one another and suit the current investment environment.
• And, annually coordinating with all managers to optimize taxable income for each of your family's taxable entities.

Integrated Investment Management Services – This service includes all of the tax effective investment management services listed above, plus it provides your planning and tax compliance needs as well:

Financial Planning - Our experienced Financial Planners will work with you to:

• prepare a personal balance sheet and update it annually;
• develop pre- and post-retirement financial projections and savings targets;
• complete tax planning and estimates of future tax bills; and
• provide telephone contact for personal financial advice throughout the year.

Tax Preparation - We will prepare your Canadian personal tax returns for you and your spouse. We look ahead with detailed tax estimates, and calculate and arrange payment of the most appropriate tax installments.

Multiple Manager Investing - Where appropriate we will help you assemble a team of the best managers to employ a variety of well-disciplined styles that will help you achieve your targets for returns within acceptable risk parameters. By using more than one manager you can expand the diversification of your investments for greater consistency and less risk.