Financial Planning

Financial Planners Standards CouncilFinancial Planning Standards Council (FPSC), incorporated on November 10, 1995, is a not-for-profit organization dedicated to ensuring Canadians’ financial planning needs are well served by developing, promoting and enforcing professional standards for financial planning, through CFP® certification, and raising awareness of the importance of financial planning to Canadians.

The Institute of Advanced Financial Planners and its hallmark professional designation, the R.F.P.® (Registered Financial Planner™) represent the highest standard of excellence in the competency of financial planning. The Institute exists to provide a level of assurance and peace of mind to the public when they are seeking advisors capable of delivering advanced financial planning solutions.

The Institut québécois de planification financière (IQPF) is the only organization in Quebec authorized to grant financial planning diplomas and to establish rules concerning the ongoing professional development of professional financial planners.

Order of Chartered Administrators of Quebec L’Ordre des administrateurs agréés du Québec assure la protection du public en garantissant le respect des normes et standards.


Your contributions to the Canada Pension Plan provide you with a stable and dependable pension you can build on for retirement.


Régie des rentes Québec  The Régie contributes to your financial security and that of your family by advising you on retirement planning.


Old Age Security (OAS) Program The Old Age Security program, the cornerstone of Canada’s retirement income system, provides you with a modest pension at age 65 if you have lived in Canada for at least 10 years. If you are a low-income senior, you may be eligible for other benefits as early as age 60.